Frequently Asked Questions (FAQs)
APayvest is a platform that gives one access to low-risk investment opportunities with high returns deliverability within a short investment cycle. Payvest offers investible opportunities in the various commodity-based market that highly risk mitigated.
APayvest is a product of Cosmotran Global Limited to deliver value to individuals by giving them access to investable businesses and indirectly affecting hundreds of millions through the numerous businesses thriving in Africa as a result of Payvest.
AThe Payvest team is packed with experienced R&D personnel, business development experts, portfolio managers, and finance experts to offer the best services to make your funds safe while investing in these businesses.
AThe Payvest mobile app gives customers the leverage to structure your finances, diversify your income, and manage your investmentsphone with instant notifications from the Payvest admin.
ADownload the Payvest App today on Google Playstore or IOS Appstore to start receiving interest on your savings and investments.
AOnce you download our mobile app, proceed to sign up by providing the necessary details. After this, you can log in with your username and password to gain access to amazing investment opportunities.
AThe Payvest Mobile App is compatible with all Android and iPhone devices.
AYes. The Payvest app offers customers the opportunity to save at any frequency they want and also sponsor low-risk opportunities at any time and anywhere.
AKindly follow the following steps to understand how it works:
1. Download the Mobile App and signup.
2. Log in and click on the Projects icon at the bottom of the app.
3. Browse through the available projects and choose a project of interest to sponsor.
4. Carefully read through the terms of engagement of every project of interest before sponsoring.
5. Select the number of slots you are willing to sponsor.
6. You are now set to start receiving dividends depending on the terms of the sponsored project.
ATo become active on this platform, simply sponsor a project and always check for an interesting project to sponsor when you receive notification from the app about a new project to sponsor.
ASimply visit our website www.payvest.org for more information about Payvest or send a message to the admin via mail firstname.lastname@example.org or simply click the chat button at the lower part of the website. All our customer representatives will be available to attend to you from 9 am – 5 pm Mondays to Fridays.
ASponsoring a project simply means to invest money in a project of interest from the list of available projects in the mobile App according to the terms of the project. You start earning from this project when it reaches its maturity.
ATo sponsor a project, simply follow the simple steps below:
- Login into the Payvest App
- Click on any project of interest to see terms of sponsorship
- Choose the number of slots you want and see details of the returns and tenure.
- Choose the method of payment from the options displayed
- Accept terms and condition
- Proceed to make payment
ATo follow up on a sponsored project, simply follow the steps below:
- Login into the Payvest App
- Click on sponsored at the bottom of the Payvest App
- You will see details of the sponsored project including settlement date and all sponsored projects.
AAll earnings from sponsored projects are paid directly into your Payvest wallet. You can either withdraw into a bank account of your choice or use the earnings to sponsor another project of interest.
AThe waiting period for any project displayed for sponsorship simply means the time in which the sponsor doesn’t get any dividends. The waiting period doesn’t mean that the sponsor will not get the dividends for that period but it implies that the funds will be split in the remaining months of the tenure of the project.
AThis is the total time it takes for a sponsored project to complete its cycle. This also includes the waiting period and the maturity of the project.
AThe total amount expected from a sponsored project including the capital and interest returns of the sponsored project.
AThis is the number of times in the tenure of a sponsored project a sponsor receives dividends from each sponsored project.
ASlots are the available units needed to start a project. Each project has it’s unique price of a slot and a sponsor could simply know how many slots she/he is willing to purchase to sponsor the project of interest.
AReturns are the total interest attached to a particular project for the total time of the project.
ACapital is the total fund invested in a project.
AThe maximum amount that can be invested in a project is dependent on the total cost of the available units for that project. This means that you can choose to invest in as many slots as are available on each project.
AThe benefit for each referral is ₦2,000 of the referred party’s investment. This money will be paid into your wallet and can only be used to sponsor any project in the Payvest mobile App.
AIn a situation where the Sponsor decides to terminate or pull out from the project before the 6 months sponsorship schedule and tenure, the Sponsor shall give the company a 10 day-notice and shall forfeit 10% (inconvenience fee) with 0% interest of the sponsored sum
AA wallet is a feature in the Payvest mobile App that allows a sponsor to manage his earnings from all sponsored projects. The wallet allows the sponsor to withdraw earnings any time of the day except referral bonuses which are used to sponsor projects before they can be withdrawn.
AYes! We are located at No. 39 Uyo Street, Off Stadium Road, Rumuomasi, Port Harcourt, Rivers State, Nigeria
AYour security is our major priority, so we work with a PCI-DSS-compliant payment processor, Paystack to handle your card details. Your card details are extremely safe and are warehoused where they can never be compromised.
AAll Payvest “projects” (not Capital) are insured under the parent company Cosmotran Global Limited. Our Mini-banking projects are insured(contact our customer care for details), and Fish Farm is insured by Leadway insurance. You can verify Cosmotran Global Limited with Leadway Insurance via https://www.leadway.com/agric-
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